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Clear is an easy way to avoid interest
charges*. Simply present Clear at any of the 33 million MasterCard®
acceptance locations worldwide. Payments for purchases are drawn
directly from your paycheck‡ over the next two or six
months, interest-free. The only cost to you is a small annual
membership fee, which is also conveniently deducted from your
paycheck over two months.
For example, you will receive a line of credit calculated
as up to 4% of your annual salary. If you are paid bi-weekly,
and use Clear to pay for a $400 dental deductible, $100 is
deducted from each of your next four paychecks.
Better yet, if you are paid bi-weekly, and make a purchase
from one of our Preferred Merchants, and it meets the minimum
purchase threshold, payments are deducted over 6 months! For
example, if you purchase a $600 IBM computer for your college-bound
student, $46.15 will be deducted from each of your next 13
paychecks.
You don't have to worry about interest charges, late fees
or penalties because the payments are automatic. Each month,
you will receive a statement that explains your charges and
deductions. You can even access your Clear statement online.
The Choice is Clear…
- Save Money –
interest-free purchases, late fees are eliminated because
the payments are automatic
- Save Time – no
bills to mail, no checks to write
- Get Freedom –
purchases repaid automatically through payroll deduction
- Get More Choices –
over 33 million MasterCard acceptance locations worldwide
Click here to
see who uses Clear.
If you work in Illinois, Indiana, New Hampshire, New Jersey,
New York, Washington D.C. or West Virginia, applicable law
restricts us from requiring that payments for purchases be
made directly from your paycheck. In those states, you must
make your payments directly from your checking account using
Direct Draft.
Through E-Duction Direct Draft, funds are withdrawn by E-Duction
via an electronic funds transfer after a direct deposit is
made from your employer's payroll account to your bank account.
Your paycheck must be directly deposited into your checking
account, and you must use the same checking account for Direct
Draft. Thus, employees in all states may enjoy the benefits
of Clear. However, if you are interested in an alternative
credit product that doesn't require Direct Draft, you may
apply for other credit products from First Bank of Delaware at www.fbdel.com/nationalconsumerproducts.htm
or by calling 866-256-6080.
*Terms and Conditions Apply. Please see Important
Disclosures for more information.
‡ Subject to state law. For complete cardmember terms
and conditions, please see the Clear application.
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